Together to accelerate 

Open Banking with the quality 

of made in Italy. 

Starting from today, the solutions of Epiphany, the start up born in Italy and operating globally, specialized in digital banking solutions and Open Banking, are available for every customer of Kaleyra, the international group born in Italy and specialized in supplying mobile messaging to banks and companies of all sizes. 

Kaleyra’s messaging services infrastructure allows banks to have immediate access to Epiphany’s ready-to-use products, which are GDPR and PSD2 compliant and in line with the very high security standards required from the banking system. They include:


The one-click instant payment service via mobile, which links directly to the client’s bank accounts and transforms the client’s smartphone into a digital wallet. InstaPay allows to pay safely, while updating in real time both the account balance and the loyalty points balance from different merchants. Thanks to the existing partnerships in place, this service can be used in more than 95% of Italian large-scale retail trade. 

Account Aggregation

The solution which allows banks to access in real-time all data from other different bank accounts with a single API and simplifies the development of other services such as PFM, credit scoring and marketing. This solution has a coverage of 98% of the Italian market.

© 2019 Kaleyra & Epiphany